{"id":9301,"date":"2023-07-19T13:07:31","date_gmt":"2023-07-19T13:07:31","guid":{"rendered":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/?p=9301"},"modified":"2023-07-20T18:27:30","modified_gmt":"2023-07-20T18:27:30","slug":"maybank-islamic-berhad","status":"publish","type":"post","link":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/","title":{"rendered":"Maybank Islamic Berhad | Kemudahan Perbankan &#038; Swift Code"},"content":{"rendered":"<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic Berhad,<\/span><\/span><\/span><\/span><\/span><\/span><\/strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> anak syarikat Kumpulan Maybank, ialah entiti perbankan Islam terkemuka di Asia Tenggara. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Dengan rangkaian produk dan perkhidmatan yang luas, ia beroperasi merentasi 354 titik sentuh Maybank di Malaysia dan mempunyai operasi antarabangsa di Dubai, Indonesia, Singapura, Hong Kong, London dan Labuan.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Ditubuhkan pada tahun 1983 sebagai Perkhidmatan Perbankan Islam Maybank dan kemudiannya dinamakan semula sebagai Maybank Islamic Berhad pada tahun 2004, ia mematuhi prinsip Syariah, memastikan tawarannya mematuhi undang-undang Islam. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Ini bermakna mengelakkan pelaburan atau pinjaman kepada perniagaan yang terlibat dalam aktiviti terlarang seperti perjudian, arak dan daging babi, menjadikannya institusi patuh Syariah.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-9508 size-full alignnone\" src=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/maybank-islamic-1.jpg\" alt=\"Maybank Islamic\" width=\"1000\" height=\"664\" srcset=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/maybank-islamic-1.jpg 1000w, https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/maybank-islamic-1-300x199.jpg 300w, https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/maybank-islamic-1-768x510.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#Tawaran_Maybank_Islamic_Berhad\" >Tawaran Maybank Islamic Berhad<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#1_Akaun_simpanan\" >1. Akaun simpanan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#2_Akaun_semasa\" >2. Akaun semasa\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#3_Deposit_bertempoh\" >3. Deposit bertempoh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#4_Pembiayaan\" >4. Pembiayaan\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#5_Produk_pelaburan\" >5. Produk pelaburan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#6_Takaful_insurans_Islam\" >6. Takaful (insurans Islam)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#7_Pengurusan_kekayaan\" >7. Pengurusan kekayaan<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#Maybank_Islamic_Swift_Code\" >Maybank Islamic Swift Code<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#Deposit_Tetap_Konvensional_Maybank_vs_Simpanan_Tetap_Islam\" >Deposit Tetap Konvensional Maybank vs Simpanan Tetap Islam<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#Kelebihan_Maybank_Islamic_Credit\" >Kelebihan Maybank Islamic Credit<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#1_Pematuhan_Syariah\" >1. Pematuhan Syariah<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#2_Model_Perkongsian_Untung\" >2. Model Perkongsian Untung<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#3_Ketelusan\" >3. Ketelusan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#4_Pilihan_Pembayaran_Balik_Fleksibel\" >4. Pilihan Pembayaran Balik Fleksibel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#5_Tawaran_Produk_Pelbagai\" >5. Tawaran Produk Pelbagai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#6_Kadar_Kompetitif\" >6. Kadar Kompetitif<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#7_Sokongan_untuk_Matlamat_Kewangan\" >7. Sokongan untuk Matlamat Kewangan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#8_Kesan_Komuniti\" >8. Kesan Komuniti<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/#9_Kepakaran_dan_Pengalaman\" >9. Kepakaran dan Pengalaman<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Tawaran_Maybank_Islamic_Berhad\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Tawaran Maybank Islamic Berhad<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Islamic menawarkan pelbagai produk dan perkhidmatan kewangan Islam, termasuk:<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Akaun_simpanan\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">1. Akaun simpanan<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bank Islam menyediakan pelbagai produk dan perkhidmatan kewangan Islam, termasuk akaun simpanan. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Akaun ini mematuhi prinsip Syariah, mengelakkan minat dan mematuhi etika Islam. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Dengan beroperasi pada konsep Mudarabah atau Wakalah, bank melabur dana bagi pihak pemegang akaun dan saham yang menjana keuntungan berdasarkan nisbah yang dipersetujui. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Ini membolehkan pelanggan menjimatkan wang secara beretika dan agama.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Akaun_semasa\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">2. Akaun semasa\u00a0<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bank Islam menawarkan pelbagai produk dan perkhidmatan kewangan Islam, salah satunya adalah akaun semasa. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Akaun ini direka bentuk mengikut prinsip Syariah, memastikan ia bebas daripada faedah (riba) dan mematuhi etika Islam. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Pelanggan boleh menguruskan transaksi harian mereka dengan mudah sambil mematuhi kepercayaan agama dan standard etika mereka.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Deposit_bertempoh\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3. Deposit bertempoh<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Institusi kewangan Islam menyediakan rangkaian produk dan perkhidmatan Islam yang pelbagai, termasuk deposit berjangka. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Akaun-akaun ini mengikut prinsip Syariah, mengelakkan minat dan mematuhi etika Islam. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Pelanggan boleh melabur dana mereka untuk tempoh tetap, dan keuntungan yang dijana daripada pelaburan halal dikongsi dengan pemegang akaun berdasarkan nisbah perkongsian keuntungan yang dipersetujui. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Deposit berjangka menawarkan cara yang selamat dan beretika untuk mengembangkan simpanan selaras dengan ajaran Islam.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Pembiayaan\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">4. Pembiayaan\u00a0<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Institusi kewangan Islam menawarkan pelbagai pilihan pembiayaan yang mematuhi prinsip Syariah. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Daripada mengenakan faedah, institusi ini menggunakan model perkongsian untung, seperti Mudarabah dan Musharakah, atau kaedah pembiayaan tambah kos seperti Murabahah dan Ijarah. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Ini membolehkan pelanggan mendapatkan pembiayaan untuk pelbagai tujuan sambil mematuhi garis panduan etika Islam. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Pembiayaan Islam menggalakkan keadilan dan ketelusan dalam urus niaga kewangan.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Produk_pelaburan\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">5. Produk pelaburan<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Institusi kewangan Islam menyediakan pelbagai jenis produk pelaburan yang mematuhi prinsip Syariah. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Produk ini termasuk dana bersama Islam, bon Islam (sukuk), dan dana ekuiti, antara lain. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Pelaburan dibuat dalam perniagaan dan aset yang mematuhi etika Islam, mengelakkan aktiviti yang dilarang seperti alkohol, perjudian dan transaksi berasaskan faedah. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Produk pelaburan Islam menawarkan peluang pelaburan yang beretika dan bertanggungjawab secara sosial untuk individu dan perniagaan.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Takaful_insurans_Islam\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">6. Takaful (insurans Islam)<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Institusi kewangan Islam menawarkan Takaful, konsep insurans Islam berdasarkan kerjasama dan tanggungjawab bersama. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Takaful beroperasi berdasarkan prinsip perpaduan dan perkongsian risiko di kalangan peserta. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Pemegang polisi mengumpulkan sumbangan mereka untuk mewujudkan dana yang menyediakan perlindungan terhadap potensi kerugian atau kerosakan. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Dalam kes tuntutan, dana memberi pampasan kepada pihak yang terjejas. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Takaful mematuhi etika Islam, mengelakkan faedah dan ketidakpastian (gharar), menjadikannya pilihan insurans yang bertanggungjawab secara sosial dan beretika.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Pengurusan_kekayaan\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">7. Pengurusan kekayaan<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Perkhidmatan pengurusan kekayaan Islam memenuhi keperluan unik pelanggan sambil mematuhi prinsip Syariah. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Perkhidmatan ini menyediakan pilihan pelaburan beretika, mengelakkan transaksi berasaskan faedah dan aktiviti yang dilarang. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Pengurus kekayaan Islam membantu pelanggan dalam mencapai matlamat kewangan mereka melalui pelaburan halal, peruntukan aset dan pengurusan risiko. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Mereka menawarkan panduan tentang perancangan harta pusaka, zakat (pemberian amal), dan perkara lain yang berkaitan dengan kekayaan, memastikan kemakmuran kewangan pelanggan sejajar dengan kepercayaan agama mereka.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h2 class=\"query-text ng-tns-c1608585535-157 ng-star-inserted\" dir=\"ltr\"><span class=\"ez-toc-section\" id=\"Maybank_Islamic_Swift_Code\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic Swift Code<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Kod SWIFT, MBISMYKLXXX, mengandungi maklumat penting tentang Maybank Islamic. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">&#8220;MBIS&#8221; mewakili kod bank, khusus untuk Maybank Islamic. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">&#8220;MY&#8221; bermaksud Malaysia, negara di mana bank itu berada. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">&#8220;KL&#8221; merujuk kepada Kuala Lumpur, di mana ibu pejabat Maybank Islamic terletak. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">&#8220;XXX&#8221; mewakili kod cawangan, yang mungkin berbeza untuk cawangan Maybank Islamic yang berbeza.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Kod SWIFT memainkan peranan penting dalam pemindahan wayar antarabangsa. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Mereka ditauliahkan oleh Society for Worldwide Interbank Financial Telecommunication (SWIFT) untuk mengenal pasti secara unik bank dan cawangan di seluruh dunia. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Apabila menghantar wang ke peringkat antarabangsa, memberikan kod SWIFT penerima memastikan bahawa dana sampai ke akaun yang betul.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Untuk mencari kod SWIFT untuk Maybank Islamic, anda boleh menyemak laman web bank atau menghubungi wakil khidmat pelanggan mereka untuk mendapatkan bantuan. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Kod tersebut memudahkan dan menyelaraskan pemindahan dana yang selamat dan tepat merentasi sempadan, menyumbang kepada transaksi kewangan antarabangsa yang cekap.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Kod pantas<\/span><\/span><\/th>\n<th><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Cawangan<\/span><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISMYKLXXX<\/span><\/span><\/td>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic, Kuala Lumpur<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISCMYKLXXX<\/span><\/span><\/td>\n<td>Maybank Islamic, Cyberjaya<\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISBMYKLXXX<\/span><\/span><\/td>\n<td>Maybank Islamic, Bangsar<\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISFMYKLXXX<\/span><\/span><\/td>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic, Johor Bahru<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISGMYKLXXX<\/span><\/span><\/td>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic, George Town<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISNMYKLXXX<\/span><\/span><\/td>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic, Kota Kinabalu<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISPMYKLXXX<\/span><\/span><\/td>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic, Pulau Pinang<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISQMYKLXXX<\/span><\/span><\/td>\n<td>Maybank Islamic, Seremban<\/td>\n<\/tr>\n<tr>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">MBISYMYKLXXX<\/span><\/span><\/td>\n<td><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic, Shah Alam<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Deposit_Tetap_Konvensional_Maybank_vs_Simpanan_Tetap_Islam\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Deposit Tetap Konvensional Maybank vs Simpanan Tetap Islam<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Deposit Tetap Konvensional Maybank dan Deposit Tetap Islam adalah dua jenis akaun deposit berbeza yang ditawarkan oleh Maybank, memenuhi keperluan pelanggan yang mempunyai keutamaan dan kepercayaan agama yang berbeza.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">1. Simpanan Tetap Konvensional<\/span><\/span><\/span><\/span><\/span><\/span><\/strong><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"> 1. Simpanan tetap konvensional beroperasi pada sistem berasaskan faedah di mana pelanggan mendepositkan jumlah tertentu untuk tempoh yang telah ditetapkan pada kadar faedah tetap. <\/span><\/span><\/span><\/span><\/span><\/span><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">2. Bank menggunakan dana ini untuk pelbagai tujuan, termasuk memberi pinjaman kepada pelanggan lain pada kadar faedah yang lebih tinggi untuk menjana keuntungan. <\/span><\/span><\/span><\/span><\/span><\/span><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3. Faedah yang diperoleh daripada deposit dianggap riba (faedah) dalam kewangan Islam dan tidak mematuhi prinsip Syariah. <\/span><\/span><\/span><\/span><\/span><\/span><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">4. Simpanan tetap konvensional terbuka kepada semua pelanggan, tanpa mengira kepercayaan agama mereka.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">2. Simpanan Tetap Islam<\/span><\/span><\/span><\/span><\/span><\/span><\/strong><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">1. Simpanan tetap Islam beroperasi berdasarkan prinsip perbankan patuh Syariah, mematuhi garis panduan etika Islam. <\/span><\/span><\/span><\/span><\/span><\/span><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">2. Daripada memperoleh faedah, simpanan tetap Islam mengikut model perkongsian untung. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Bank melabur dana dalam usaha niaga patuh Syariah, dan keuntungan yang dijana dikongsi antara bank dan pendeposit. <\/span><\/span><\/span><\/span><\/span><\/span><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3. Simpanan tetap Islam mengelakkan riba dan aktiviti kemungkaran lain seperti judi dan spekulasi. <\/span><\/span><\/span><\/span><\/span><\/span><br \/>\n<span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">4. Simpanan tetap Islam direka untuk pelanggan yang mencari penyelesaian perbankan yang halal dan beretika selaras dengan pegangan agama mereka.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Secara keseluruhannya, perbezaan utama antara Deposit Tetap Konvensional Maybank dan Deposit Tetap Islam terletak pada prinsip dan mekanisme asasnya. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Simpanan tetap konvensional beroperasi pada sistem berasaskan faedah, manakala deposit tetap Islam mengikut model perkongsian untung, memastikan pematuhan kepada prinsip kewangan Islam. <\/span><\/span><\/span><\/span><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Pelanggan boleh memilih jenis akaun deposit yang selaras dengan pegangan agama dan matlamat kewangan mereka.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><img decoding=\"async\" class=\"wp-image-9307 size-large aligncenter\" src=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/Maybank-1024x494.png\" alt=\"Maybank Islamic Berhad\" width=\"1024\" height=\"494\" srcset=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/Maybank-1024x494.png 1024w, https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/Maybank-300x145.png 300w, https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/Maybank-768x370.png 768w, https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/Maybank-1536x741.png 1536w, https:\/\/malaysiaholiday.com.my\/ms\/listing\/wordpress\/wp-content\/uploads\/2023\/07\/Maybank.png 1901w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kelebihan_Maybank_Islamic_Credit\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Kelebihan Maybank Islamic Credit<\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic Credit menawarkan beberapa kelebihan kepada pelanggan yang mencari penyelesaian kewangan patuh Syariah:<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Pematuhan_Syariah\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">1. Pematuhan Syariah<\/span><\/span><\/span><\/span><\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic Credit mengikut prinsip Islam, mengelakkan faedah (riba) dan aktiviti tidak patuh, menyediakan pilihan kredit halal dan beretika untuk pelanggan yang mengutamakan kepercayaan agama.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Model_Perkongsian_Untung\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">2. Model Perkongsian Untung<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Daripada mengenakan faedah, Maybank Islamic Credit menggunakan model perkongsian untung. <\/span><span style=\"vertical-align: inherit;\">Bank melabur dana dalam usaha niaga patuh Syariah, dan keuntungan yang dijana dikongsi antara bank dan pelanggan.<\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Ketelusan\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">3. Ketelusan<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic Credit memastikan ketelusan dalam urus niaganya, memberikan pelanggan pemahaman yang jelas tentang proses perkongsian untung dan syarat kemudahan kredit.<\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Pilihan_Pembayaran_Balik_Fleksibel\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">4. Pilihan Pembayaran Balik Fleksibel<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic Credit menawarkan pilihan pembayaran balik yang fleksibel yang disesuaikan dengan keperluan pelanggan individu, membantu peminjam menguruskan kredit mereka dengan cekap.<\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Tawaran_Produk_Pelbagai\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">5. Tawaran Produk Pelbagai<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic menyediakan rangkaian produk kredit untuk memenuhi pelbagai keperluan pelanggan, termasuk pembiayaan peribadi, pembiayaan rumah dan pembiayaan perniagaan.<\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Kadar_Kompetitif\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">6. Kadar Kompetitif<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic berusaha untuk menawarkan kadar yang kompetitif kepada pelanggan, menjadikan produk kreditnya menarik di pasaran.<\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Sokongan_untuk_Matlamat_Kewangan\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">7. Sokongan untuk Matlamat Kewangan<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank Islamic Credit membantu pelanggan dalam mencapai matlamat kewangan mereka, sama ada membeli rumah, membiayai pendidikan atau mengembangkan perniagaan, sambil kekal mematuhi prinsip kewangan Islam.<\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Kesan_Komuniti\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">8. Kesan Komuniti<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Dengan mematuhi prinsip Syariah, <\/span><\/span><a href=\"https:\/\/www.maybank.com\/islamic\/\" rel=\"nofollow \"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Maybank <\/span><\/span><\/a><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Islamic Credit menyumbang kepada pembiayaan yang bertanggungjawab secara sosial, menggalakkan amalan beretika dan menyumbang secara positif kepada masyarakat.<\/span><\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Kepakaran_dan_Pengalaman\"><\/span><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">9. Kepakaran dan Pengalaman<\/span><\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Sebagai sebahagian daripada Kumpulan Maybank, Maybank Islamic mendapat manfaat daripada kepakaran dan pengalaman institusi kewangan terkemuka, memastikan perkhidmatan yang boleh dipercayai dan cekap kepada pelanggan.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Kesimpulan: <\/span><\/span><\/span><\/span><\/strong> <span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Secara ringkasnya, Maybank Islamic Credit menyediakan pelbagai kelebihan, seperti pematuhan Syariah, ketelusan, pilihan pembayaran balik yang fleksibel, dan penawaran produk yang pelbagai, memenuhi keperluan pelanggan yang mencari penyelesaian kewangan Islam sambil memenuhi keperluan kredit mereka secara bertanggungjawab.<\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maybank Islamic Berhad, anak syarikat Kumpulan Maybank, ialah entiti perbankan Islam terkemuka di Asia Tenggara. Dengan rangkaian produk dan perkhidmatan yang luas, ia beroperasi merentasi 354 titik sentuh Maybank di Malaysia dan mempunyai operasi antarabangsa di Dubai, Indonesia, Singapura, Hong Kong, London dan Labuan. Ditubuhkan pada tahun 1983 sebagai Perkhidmatan Perbankan Islam Maybank dan kemudiannya&hellip;&nbsp;<a href=\"https:\/\/malaysiaholiday.com.my\/ms\/listing\/maybank-islamic-berhad\/\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Maybank Islamic Berhad | Kemudahan Perbankan &#038; Swift Code<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"off","neve_meta_content_width":70,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1503],"tags":[1516,1544,1537],"table_tags":[],"class_list":["post-9301","post","type-post","status-publish","format-standard","hentry","category-islam","tag-maybank-islamic-berhad","tag-mengenai-maybank-islamic","tag-tawaran-maybank-islamic-berhad"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/posts\/9301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/comments?post=9301"}],"version-history":[{"count":7,"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/posts\/9301\/revisions"}],"predecessor-version":[{"id":9510,"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/posts\/9301\/revisions\/9510"}],"wp:attachment":[{"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/media?parent=9301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/categories?post=9301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/tags?post=9301"},{"taxonomy":"table_tags","embeddable":true,"href":"https:\/\/malaysiaholiday.com.my\/ms\/listing\/wp-json\/wp\/v2\/table_tags?post=9301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}